Loans

HOW TO GET A COMMERCIAL EQUIPMENT LOAN FOR YOUR BUSINESS

At CFF, our Core Value #3 (we only have 4 core values) states, “we will always recommend the program that benefits the client before benefiting us.” Because of this belief, we want you to have the information to make the best decision for you, your family and your business. Here is some information that helps you learn about equipment financing LOANS:

PRIMARY BENEFITS OF AN EQUIPMENT FINANCING LOAN:

• You are the owner of the equipment
• Because you are the owner, you build equity as the loan balance goes down.
• You take the depreciation expense on the equipment for tax purposes.

Loans are the traditional equipment financing offering that your local bank will offer. At CFF, you will find that our rates and payments will compete head to head with your local bank, however our process is MUCH EASIER.

GETTING AN EQUIPMENT FINANCING LOAN AT CFF IS EASY BECA– USE:

• Credit approvals can be issued in as little as 2 hours
• CFF can fund your equipment financing loan within 24 hours in most cases.
• NO TAX RETURNS are required on deals below $150,000
• Depending on your time in business, NO PERSONAL GUARANTEE IS REQUIRED
• CFF offers a $99 down payment program for truck and trailer financing

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