EMS and Non-Emergency Equipment Financing

Are You Looking to Buy EMS and Non-Emergency Equipment and Need Financing? We Are The Number One Independently Owned Transportation Equipment Finance Company in the United States. Contact Us To Help Grow Your Fleet!

Establishing and maintaining a fleet of EMS vehicles ready to respond at a moment’s notice to customer needs can be a challenge. Getting ambulances and specialized transport is only part of the equation. You also need to keep them stocked with the right – and often expensive – equipment to ensure exceptional patient care and fast service.

Whether you’re a rural company helping to fill in the healthcare gaps, a hospital contractor, or an organization providing emergency services for special events, sourcing the equipment you need most is always a critical challenge. Commercial Fleet Financing can help make sure your company has everything it needs with EMS and non-emergency equipment financing options that fit your budget and goals.

With 25 years of experience providing financing solutions for the EMS and healthcare transportation industry, our team knows the ins and outs of the funding process. We’ll work directly with you to determine the best options for your specific needs, provide you with a simple, straightforward application process, and continue providing support even after you have your new equipment in hand.

Reach out today to learn how working with Commercial Fleet Financing can help get your business off the ground or your established business on the pathway to growth.

What Kinds of EMS and Non-Emergency Equipment Do We Finance?

You rely on life-saving vehicles and equipment every day. Commercial Fleet Financing is here to make sure you have what you need when you need it so you can provide the services your customers trust you to deliver. With flexible financing options and a pain-free application process, we can help you get:

Ambulances

Having reliable ambulances equipped with the latest technology is key to efficient patient care, rapid response times, and, ultimately, saving lives. Commercial Fleet Financing provides competitive ambulance financing solutions that enable you to acquire the vehicles you need without straining your budget.

Wheelchair Vans

If you provide patient transportation services, work with nursing homes or senior living communities, or service any kind of hospital, your vehicles need to accommodate wheelchairs and stretchers. Specialized wheelchair vans require specialized financing, and Commercial Fleet Financing has options that fit your budget and business goals.

Stretchers

Stretchers ensure patient comfort and stability during transit. But they can also improve patient outcomes and enhance the efficiency of your operations, which is why you want your vehicles to be stocked with the latest models that are equipped with advanced features. Our financing solutions can give you the flexibility to invest in new and upgraded equipment today so you can deliver better service tomorrow.

Monitors and Defibrillators

You want to know your monitors and defibrillators are ready, working, and accurate 24/7, no matter the circumstances. Commercial Fleet Financing can offer you financing options to make sure all your emergency and non-emergency equipment is in top condition and offers the latest features for optimal patient care.

Not sure what EMS or non-emergency equipment you need? Contact us to learn more!

How Does EMS and Non-Emergency Equipment Financing Work?

At Commercial Fleet Financing, we make the pathway to getting the funds you need to get your business off the ground or grow your already successful business fast and easy. Here’s what you can expect:

Application: Submit an application through our straightforward online form or by connecting with our financing specialists.
Quick Review and Approval: We’ll review your application, considering factors like credit history, business experience, and the specifics of your fleet requirements.
Financing Options: Once you have been approved, our team will help you choose the financing terms that best align with your business goals and budget. We’ll walk you through all the terms, including interest rates, repayment schedules, and any special offers or incentives.
Funding: After you select the financing option that best suits your needs, we will quickly finalize the paperwork and details to ensure a seamless purchase process. We can often get approvals for our clients in as little as 24 hours and funds within 2 days.
Ongoing Support: Just because you have the cash you need for your new vehicles and equipment doesn’t mean it’s time to say goodbye. Our team will continue to provide support, address any questions or concerns you may have, and be a trusted partner to your business for as long as you need us.

Financing FAQs

What are the Advantages of Financing With a Loan?

Financing EMS or medical equipment with a loan offers a range of benefits, including financial flexibility, improved cash flow management, access to advanced equipment, potential tax advantages, building credit, and more. Here is a closer look at some of the top reasons companies like yours finance their equipment through loans:

Conserve Capital: A loan allows you to keep your capital on hand for other essential operational expenses or investments. Instead of paying the full cost upfront with cash, you can spread the payments over time, easing the financial burden on your organization.
Better Cash Flow Management: Loans offer predictable monthly payments, making it easier to budget and manage cash flow effectively. With fixed interest rates, you can anticipate your expenses accurately, facilitating long-term financial planning.
Access to High-Quality Equipment: Financing with a loan enables you to acquire state-of-the-art equipment that might otherwise be financially out of reach. By spreading the cost over time, you can invest in top-quality ambulances, stretchers, or medical devices to enhance patient care.
Flexibility in Equipment Selection: A loan gives you the flexibility to choose the equipment that best meets your business needs without immediate budget limitations, ensuring you can get the most suitable and advanced equipment available on the market.
Tax Benefits: In many cases, financing EMS or medical equipment through a loan may offer tax advantages, such as deductions on interest payments or depreciation. Consult with a financial advisor or tax professional to see what tax benefits apply to your business.
Potential for Upgrades and Add-Ons: Some financing arrangements offer flexibility for upgrades or additional equipment purchases during the term of the loan. This ensures your organization can adapt to evolving medical needs and technological advancements without significant financial strain.
Builds Credit History: Responsible management of a loan can help establish or strengthen your company’s credit history, which can be helpful for future borrowing needs and may lead to more favorable terms in the future.

What are the Advantages of a Lease?

Leasing offers many similar benefits of financing with a loan, with some significant differences. Many businesses find leasing to be a better choice for their budgeting and operations. In addition to conserving capital, having lower initial costs than paying with cash, and being able to budget predictable monthly payments, benefits of financing with a lease include:

Flexible Terms: Leasing offers flexibility in terms of contract duration and end-of-lease options. You can tailor the lease term to align with the useful life of the equipment, ensuring you have access to up-to-date technology without being locked into long-term commitments.
Potential Tax Benefits: In many cases, lease payments may be tax-deductible as operating expenses, providing potential tax advantages for your organization. With loans, only the interest and depreciation can be deducted.
Access to Up-to-Date Equipment: Leasing allows you to regularly upgrade to newer equipment models at the end of the lease term. This ensures your organization regularly has access to the latest technology and medical advancements.
Maintenance and Service Included: Some lease agreements include maintenance and service contracts, relieving your organization of the responsibility for equipment upkeep while reducing downtime and unexpected repair costs.
Preserve Credit Lines: Leasing enables you to preserve existing lines of credit and borrowing capacity for other business initiatives or unforeseen expenses.
Risk Mitigation: When you lease, you don’t run the risk of paying for equipment that can quickly become obsolete or depreciate. Since you return the equipment at the end of the lease term, you don’t have to worry about owning outdated equipment that will be worth less than what you invested.
Enhances Financial Ratios: Leased equipment may not appear as a long-term debt on your organization’s balance sheet, which can boost financial ratios, such as debt-to-equity ratio and return on assets.

Why Choose Commercial Fleet Financing?

Commercial Fleet Financing has worked with businesses like yours for 25 years, helping them secure the funding they need to get up and running, replace old equipment, and upgrade their fleets with the latest technology. We know how the healthcare industry works and the intricacies of specialized financing for specialized equipment.

Choose to work with us and get:

Custom and Flexible Financing Options

Commercial Fleet Financing offers a range of flexible financing options, including loans, leases, and lines of credit, enabling you to choose a solution that best fits your financial situation and objectives. Whether you prefer to preserve capital, optimize cash flow, or get tax advantages, we can tailor a financing plan just for you.

Streamlined Application and Approval Process

Commercial Fleet Financing offers a streamlined application and approval process, which means you can quickly and efficiently get the equipment your business needs most. Our responsive customer care team will guide you through every step of the financing process to ensure you have a seamless experience from application to funding and beyond.

A Customer-First Approach

At Commercial Fleet Financing, we place customer success at the forefront of everything we do. We work directly with you to understand your unique needs and objectives. Then we use that knowledge to provide custom solutions and dedicated support throughout the course of our relationship.

Our goal is always to help you achieve your financing goals in a way that makes sense for your business and develop a true partnership with each and every client.

Get in touch with our financing team today and start your growth journey today with Commercial Fleet Financing.