Construction Equipment Financing

At Commercial Fleet Financing, we understand the unique needs of businesses in the construction industry. We offer flexible financing solutions tailored to your specific requirements, allowing you to acquire, upgrade, or replace construction equipment without straining your budget.

Our financing process is straightforward and designed to get you the funds you need as quickly as possible. Start by filling out our online application form, and our experienced team will guide you through the rest.

We consider various factors such as the type of equipment, its value, and your business’s financial health to determine the best financing options for you.

Construction Vehicle Financing

Secure financing for your construction vehicles with Commercial Fleet Financing. We specialize in providing tailored solutions, ensuring quick and efficient funding for your heavy equipment needs. We finance various construction vehicles including:

  • Mixer Trucks
  • Concrete Pump Trucks
  • Crane Trucks
  • Half-Ton Trucks
  • 1 Ton Trucks
  • Lowboy Trailers
  • Dump Trucks
  • Dump Trailers
    • Belly Dump Trailers
    • End Dump Trailers
    • Side Dump Trailers

Construction Equipment Financing

Elevate your construction projects with Commercial Fleet Financing’s specialized construction equipment financing. Access tailored solutions and competitive rates to swiftly fund essential equipment. Our expertise ensures a seamless financing process, empowering your business to thrive in the construction industry.

We provide financing for the following types of construction equipment:

  • Excavators
  • Skid Steers
  • Loaders
  • Backhoes
  • Bulldozers
  • Graders
  • Paving Machines
  • Mobile Concrete Batching Plants
  • Cranes
    • Boom Cranes
    • Service Cranes
  • Directional Drills

How Hard is it to Get a Loan for Construction Equipment?

Getting a loan for construction equipment with Commercial Fleet Financing is designed to be hassle-free. We understand the challenges businesses face in acquiring the necessary equipment to stay competitive. Our team works diligently to simplify the process and expedite approvals.

Our Seamless Financing Process

Application: Begin your journey by filling out our user-friendly online application or directly engaging with our financing specialists. To safeguard your credit score, we conduct soft credit pulls during the application process.

Quick Review and Approval: Our team promptly evaluates your application, offering swift approvals tailored to meet your specific commercial fleet requirements.

Financing Options: Upon approval, we present personalized financing choices, featuring competitive rates for a variety of commercial vehicles.

Funding: After choosing the most fitting option, we expedite paperwork completion, ensuring a seamless purchasing process for your preferred trucks.

Ongoing Support: Our commitment extends beyond financing, providing continuous support to address any questions or concerns regarding your truck financing or commercial fleet needs.

 
Image of different kinds of construction equipment.

Common Financing Questions

Should You Pay in Cash?

  • Cash minimizes equipment costs but impacts cash flow and incurs opportunity costs.
  • Funds are tied upfront instead of spread across a term.
  • Compare expected return on other allocations to financing interest rates to decide between cash and financing.

When Should You Choose a Loan?

  • Loan-financed equipment is a tangible asset with resale value.
  • Its cost depreciates on financial records, and interest paid is often tax-deductible.
  • Seek advice from a tax professional for business-specific details.

Commercial Fleet Financing offers the following loan advantages:

  • Personalized Traditional Loans:
    • For individuals seeking equity with lower upfront costs.
    • Commercial Fleet Financing provides tailored traditional loans with flexible terms.
  • No Down Payment Option:
    • We offer the choice to skip down payments.
    • Ensures a budget-friendly approach without compromising traditional financing benefits.

When Should You Choose a Lease?

  • Leased equipment, owned by the bank, offers benefits like lower initial payments, tax write-offs, and suitability for new equipment within warranty.
  • Many businesses prefer shorter leases for warranty coverage, reducing repair costs.
  • Leases have lower monthly payments, but early payoff or trade-in may incur remaining payments.
  • Align the term with equipment usage duration for maximum benefits.

Commercial Fleet Financing offers the following lease advantages:

  • Fleet Uptime Maintenance:
    • Align lease terms with equipment usage duration.
  • Credit-Friendly Leasing:
    • Provides access to commercial trucks without straining credit.
    • The top advantage for leasing is tax benefits which offer write offs on lease payments.
    • Preserves capacity for other business needs.

Got More Questions?

Reach out to the Commercial Fleet Financing team today for personalized answers and assistance tailored to your construction equipment financing needs 469-447-5439.

Why Choose Commercial Fleet Financing for Your Construction Equipment Financing?

Choosing Commercial Fleet Financing means selecting a partner dedicated to your business’ financial well-being. Contact us today to discuss how our tailored financial solutions, efficient application process, and diverse lease and loan alternatives can contribute to the prosperity of your heavy-duty equipment ventures.

Competitive Advantages

Our unique programs, like the Rental Purchase Option (RPO), provide flexibility by allowing immediate equipment access with the choice to keep it later.

Opt for one of our customer Lease Products for lowest monthly payments, aligning equipment life with contract terms. For those seeking equity building, our traditional loans offer flexible terms, including extensions for lower payments or waived down payments, minimizing upfront costs. At Commercial Fleet Financing, we understand construction businesses’ diverse needs and provide customized solutions for growth and success.

Tailored Financial Solutions

At Commercial Fleet Financing, we pride ourselves on our ability to understand the unique financial needs of businesses in the heavy-duty equipment sector. Our dedicated team collaborates closely with you to craft personalized financing solutions that align seamlessly with your business objectives. Whether you’re in the market for new or used equipment, our flexible terms and repayment options are tailored to accommodate your budget and cash flow, providing you with the financial flexibility essential for success.

Efficient Application Process

In the fast-paced world of the commercial trucking industry, we recognize the importance of swift access to the financing you require. That’s why we’ve streamlined our application process for construction equipment financing. We don’t ask for endless documentation and we initially conduct soft credit checks to ensure your score is not impacted by your application. If you qualify, you could be approved in as little as 24 hours!

If you have questions along the way, our experienced team is readily available to guide you through every step, ensuring a seamless and expedited experience. With Commercial Fleet Financing, you can trust that your financing needs will be met with efficiency and professionalism.

Extensive Construction Financing Options

With years of experience serving the construction industry, we are able to finance all types of construction equipment including:

  • Mixer Trucks
  • Dump Trucks
  • Skid Steers
  • Back Hoes
  • Excavators
  • Concrete Pump Trucks
  • Paving Machines
  • Graders
  • Bulldozers
  • Cranes
  • Loaders
  • Directional Drills
  • Lowboy Trailers