Construction Equipment

Construction Equipment Financing

Credit Approved in Just 2 Hours and Funds in Just 24 Hours

The CFF team of loan consultants are industry leaders in construction equipment financing because we’re the best trained team in the industry. That’s why the financing process is so quick & easy.

With credit approval in as little as 2 hours, loan and lease funds delivered in as little as 24 hours, zero-money-down options, and the most flexible terms in the industry, it’s easy to see why more people choose Commercial Fleet Financing over the slow and cumbersome big banks and credit unions.


The CFF Process is Easy as 1-2-3!

Step 1

Fill out a simple 1-page application and provide a bill of sale.

Step 2

Get approved in as little as 2 hours and we’ll give you a call for next steps.

Step 3

Get financing in hand in as little as 24 hours!

Choose Your Financing

Equipment Loan Financing
Equipment Lease Financing


We will take a detailed look into the funding process, including equipment we finance, pre-approvals, and discussing terms and loan amounts.

CFF Specializes in Financing Used Equipment

Construction Equipment

  • Dump Trucks
  • Excavators
  • Dozers
  • Cranes and more!

Concrete Pumpers and Mixers

  • Mixer Trucks
  • Concrete Pump Trucks
  • Concrete Plants
  • Front End Loaders
  • Paving Machines and more!

CFF Specializes in Financing Used Equipment

Construction Equipment

Concrete Pumpers and Mixers

Construction Equipment Brands We Finance

Bright Future

America continues to grow and develop faster each day. The construction industry has always been there, paving new roads of civilization, erecting monuments of our culture, and building structures for our commerce, leisure and personal lives.

You’ve been there for us and CFF has been here for you – providing the best construction equipment financing in America for over two decades. While we’ve helped great construction companies build their fleets all across our country, we can humble say we’ve done it just one way over the past 25 years… one truck and one piece of equipment at a time.

We Finance America One Truck At A Time®


The CFF Advantage is Clear


5 Star Rating

I worked with Nicholas DiPaolo and Elaina Cahill, they are fast, efficient, and professional. They ask the exact questions to get all the information that they need to meet the my needs.

5 Star Rating

G. Jimenez, Contract Trucker

I worked with Andray Downs and he is very helpful and professional.
He helped get me approved on 4 trucks for my fleet. Andray is very responsive and fast with giving updates!
5 Star Rating.

Kenmark L., I . Singh

The loan approvals were very fast and quick to receive our loan docs & loans were funded in a timely matter. Our Sales Rep was there for us if & when we had any questions regarding our loans and he was awesome to work with & we appreciate him very much!!
5 Star Rating.

T. Godish, Trucking

Elaina and Jeff were great to work with. Their professionalism and expertise are unmatched in this industry.
5 Star Rating.

Kenmark L.


At Commercial Fleet Financing, our typical client has a personal credit score of 640 or higher. With credit scores below 640, additional information will be required to review and potentially approve your credit application or refer you to our FRESH START EQUIPMENT FINANCE division.

You insure your equipment against loss including property and casualty coverage, and liability. Most clients simply add their new or replacement equipment to their existing policy.

In most states, because you are financing your equipment vs. leasing it, you are responsible for the taxes. Tax rates vary by county and state.

Since most of our transactions are loans and NOT leases, you are the registered owner of the equipment and the title is sent to you after the last payment is made. If you have chosen to lease your truck, trailer or equipment, you will have a defined buyout option.

Your choice. At CFF, we will recommend various options that fit your budget and cash flow needs.  While most of our contracts are written for 36, 48, or 60 months, we can go out as long as 108 months depending upon the type of equipment.

Most of our transactions are approved with a simple one page credit application.  From time to time, we will request additional business information such as bank statements and/or tax returns.  In addition to your credit history, we like to review the buyers order of the equipment you are purchasing to make sure it has a clean title and in good working order.


The experts at CFF answer the most commonly asked questions about financing, including refinancing, which is better loan or lease, and how credit is measured for a company.