Team Members
Matt Manero
Founder/Chairman
Matt started CFF in 1995 with nothing more than a vision, a phone, and a relentless drive to succeed. Over the next three decades, he and his team turned that vision into one of the most respected and recognized independent equipment finance companies in America.
Along the way, he shaped the company’s mission and core values, set the standard for customer service and execution, and earned a reputation for leading people with accountability, fairness and grit.
Matt’s story and business insights have been featured in Inc. Magazine, Dallas Business Journal, Overdrive, Fleet Owner, and Transport Topics. He is also a sought-after speaker and the author of two books: The Grit (2015) and You Need More Money (Penguin Random House, 2018).
Today, with a strong president and leadership team now running daily operations, Matt’s energy is centered on advising the team when needed and continuing to build on the entrepreneurial foundation he started nearly 30 years ago.
Fun Fact: Matt and his wife, Rokki, have been married for more than 25 years and are the proud parents of three sons — John, Jack, and Julian. John and Jack both attend the United States Military Academy at West Point and Julian is in the Corps of Cadets at Texas A&M University. They live in the Dallas/Fort Worth area, and Matt once biked from San Francisco to Mexico along the Pacific Coast just for the challenge.
Management
Erik Wong
President
Erik began his career at Commercial Fleet Financing in 2022, where he built the EMS and NEMT division to more than $50 million in funding. With a keen understanding of business, the industry, and customer relationships, he was promoted to President in 2025. Today, he provides enterprise-wide oversight, guiding every department toward long-term growth.
As President, Erik is responsible for driving growth strategies, strengthening client and dealer partnerships, and leading the company’s continued expansion in key markets. His leadership is defined by operational discipline, a focus on execution, and a long-term vision for sustainable growth.
Under his direction, CFF continues to solidify its position as a trusted national leader, funding hundreds of millions annually and building on nearly $2 billion financed throughout the company’s history.
Fun Fact: Outside of work, Erik is happily married and a proud father of two children. He has completed a marathon and several long-distance races and is a lifelong Minnesota Vikings fan.
Sarah Burnett
Chief Operating Officer
Sarah began her career at CFF in 2011 and was quickly tasked with building a world-class operations department through tremendous growth goals. In 2013, with just a small support team, Sarah grew the year-over-year fundings from $32MM to over $100MM. In 2017, with her eye on company leadership, Sarah immersed herself in all departments, including sales, marketing, accounting, and operations.
In 2019, she was promoted to Chief Operating Officer and now oversees all of the company’s business operations and department heads. Since 2019, under Sarah’s leadership as COO, CFF has grown to fund over $200MM annually and well over $1.5 billion since inception.
Fun Fact: In Sarah’s spare time, she likes to refurbish furniture, practice yoga and meditate
Sales
Tim Bazor
Vice President
Tim has been a tow truck loan consultant with CFF for 18+ years.
Mr. Bazor attended college at Utah Valley University.
Fun Fact: Tim has been happily married for 16 years and has two girls. He enjoys trail running and has completed a 50m, two 50ks as well as numerous 37k and 25k runs. Tim also runs a non-profit organization called BlakesHouse.org.
Taylor Girdley
Account Manager
Taylor has 10 years experience in the construction industry and 6 in the finance industry. He’s been a long-time entrepreneur who draws on those experiences to assist customers in growing their businesses.
Fun Fact: Taylor is the proud father of 2 kids. He’s an avid outdoorsman, cyclist, and reader.
Sean Loftice
Vice President
Sean has 15 years of experience in equipment financing and has risen through the ranks to the VP position.
Fun Fact: Sean is the proud father of a son and a daughter. He’s also a big college football fan.
Jeff Williams
Account Manager
Jeff has 20+ years of experience in the financing industry and has been recognized as ‘Finance Manager of the Year’ twice.
Jeff has had leadership training, been to F & I School, and Jim Russel’s Driving School in Quebec, Canada.
Fun Fact: Jeff is a proud father of 3 children. He loves golf, bbq, and crawfish boils.
Tom Hofeldt
Account Executive
Tom has over 20 years experience in the financial services industry and is an experienced credit analyst. He is skilled in sales management, operations management, purchasing, and negotiations. Tom has a degree from the University of Montana.
Fun Fact: Tom enjoys living his life in Rowlett, TX and loves to smoke meats & fish.
Matt Clark
Account Executive
Matt has brought over 18 years of industry experience to the CFF sales force. He received his education in Marketing from Texas Tech University.
Fun Fact: Matt has a TCLEOSE law enforcement certification and is also certified in Forensics Hypnosis . He has previous professional experience as a Criminal Fraud Investigator.
Aaron Nguyen
Account Manager
Aaron brings 5 years of sales experience to Commercial Fleet Financing. Before moving to Texas, Aaron lived in California where he became a team leader in his organization and ranked as of the top 5 sales reps in the nation.
Fun Fact: When he’s not at work, Aaron enjoys playing tennis and snowboarding when he can.
Tommy Nguyen
Account Executive
Tommy has 4 years of experience in the transportation, oil and gas, and real estate industries. He earned his Associate of Science (AS) degree with a focus in Accounting from Southeast Community College.
Fun Fact: Tommy enjoys playing craps, property flipping, collecting and selling sports cards, and learning how to flip timepieces.
Edgar Viveros
National Sales Manager
Edgar has over 18 years of experience in the finance industry. He holds a BA in International Business from the University of North Texas.
Fun Fact: Edgar is a dedicated Dallas Cowboys fan, born and raised in Texas, and loves spending time with his family. He has been married for over 20 years and is a proud father of 3. His youngest son is in High School, his middle son attends the Naval Academy where he plays football, and his eldest daughter is a talented symphony player.
Chris Byrnes
Regional Sales Manager
Chris has over 20 years’ experience in the industry. He has a Bachelor’s degree from the University of Illinois, An MBA from the Keller Graduate School of Management, and is a certified lease & finance professional (CLFP).
Fun Fact: Chris participates in hare scramble / enduro racing year-round in a local Missouri series. He is a motorcycle, snowmobile, and mountain biking enthusiast.
Ramon Diaz
Account Executive
Ramon has completed courses in computer graphic design at Bakersfield College and earned Google certification in digital marketing, including “Attract and Engage Customers” and “Foundation of Digital Marketing and E-Commerce”.
Fun Fact: Ramon stays active by practicing Jujutsu and working out daily. He is an avid motorcycle rider and enjoys exploring new routes. He is also a content creator and records funny skits of his rides.
Jeremy Law
Inside Sales Representative
Jeremy has been in the financing industry for 20 years.
Fun Fact: Jeremy loves to play chess and is a Dallas Cowboys fan. Jeremy is a self-proclaimed Family Man and has a 4yr old daughter that is eager to start kindergarten. Jeremy has a passion for good food and likes to stay healthy by working out.
Brian McGivern
Regional Sales Manager
Brian has been in the finance industry for over 30 years. He graduated from Eastern Michigan University and has been awarded the President’s Club award for both Citi Capital and Wells Fargo.
Fun Fact: Brian loves to play sports. His favorites are Pickle Ball, Tennis, and Ice Hockey. He’s an avid Redwings fan and enjoys Boating during the summer season.
Operations
Joy Rico
Operations Manager
Joy has 6 years experience in accounting and 15 years experience with business process development. She is a licensed teacher with certifications in bookkeeping. She graduated with her Bachelor of Accountancy before getting her diploma in teaching.
Fun Fact: Joy is a devoted fur mom to seven furry friends with a passion for traveling and exploring various Asian countries.
Nicole Hare
Commercial Loan Processor
Nicole has been in the industry for over 3 years now. She holds a degree for Business Administration majoring in Human Resources. She is consistently at the top of her teams.
Fun Fact: Nicole enjoys free diving and outdoor activities.
Meah Ador
Commercial Loan Processor
Meah has over 8 years of combined industry specific and related experience. She graduated with her Bachelor of Science in Industrial Technology and has received multiple professional achievement awards.
Fun Fact: In her free time Meah loves to travel.
Jinky Ochia
Commercial Loan Processor
Jinky has roughly 1 year in the industry. She has a bachelor’s degree in Business Administration and majored in Human Resource Development Management.
Fun Fact: Her friends describe her as cheerful and easy to get along with.
Audrey Neo
Commercial Loan Processor
Audrey brings 7 years of collective experience in Business Operations and Sales, including 4 years with Wells Fargo. She served as the sole point of contact for the employee volunteering pillar within her line of business, proudly leading multiple successful community immersions with vetted NGOs during her tenure. Her dedication to social impact is matched by her commitment to professional growth—she is currently completing her Undergraduate Degree in Business.
Fun Fact: A true horror movie junkie, Audrey balances scares with stories as a dedicated bookworm and loves getting lost in the pages of a good book.
Administrative
Rick Villasana
Office Manager
Rick has 14 years of experience in the financial industry and has received the ‘Employee of the Month’ Award multiple times at CFF.
Fun Fact: Rick was born and raised in Austin, graduated from the University of Texas and loves his Longhorns. Rick loves traveling the world – learning and experiencing different cultures.
Austin Solt
Director of IT & CRM Management
Austin has worked as a Help Desk Technician, Desktop Support, Lead Solutions Engineer, and IT for the past eight years. Austin holds multiple certifications, including CompTIA A+, CMNA, and HIPAA Security, as well as an Associates in Health Services (AAS).
Fun Fact: Austin claims he can ride his bike with no handle bars.