Team Members


Matt Manero


As Founder and President of Commercial Fleet Financing, Inc. Matt creates, communicates and implements the company’s vision, mission and overall direction. He oversees all financial aspects of the company and provides leadership over opportunities for expansion, emerging industry trends, developing markets, and customer insights.

Matt’s business success has been recognized in coveted publications, including Inc. Magazine, Dallas Business Journal, Overdrive Magazine, Fleet Owner, Transport Topics, Commercial Carrier Journal, and Dealer Solutions Magazine.

Mr. Manero is a highly sought-after speaker within entrepreneurial and association communities and hosts a popular podcast called, You Need More Money. His first book, “The Grit,” was published in 2015 while his latest book, “You Need More Money,” was published by Penguin/Random House in 2018.

Fun Fact: Matt has been happily married to his beloved wife, Rokki, for 20 years. The couple have 3 amazing boys, John (18), Jack (16), and Julian (15) and reside in Dallas/Ft. Worth. He once rode a bicycle from San Francisco to Mexico along the Pacific Coast.



Sarah Burnett

Chief Operating Officer

Dogged determination and diligence fueled the rise of Sarah Burnett from receptionist in 2011 to Chief Operating Officer of Commercial Fleet Financing in January 2019. Ms. Burnett was promoted to full-time operations manager in 2012 and subsequently grew funding from $36M in 2013 to $104M with just a small support team.

As Chief Operations Officer, Sarah oversees the company’s business operations and reports to the President. She ensures CFF has effective operational financial procedures in place and manages the sales, marketing and operations departments.

Fun Fact: Dallas/Ft. Worth is home to Sarah and her growing family of cats.


Jim Munkittrick

Executive Vice President of Sales

Jim rose through the ranks of the finance industry over the past 18+ years landing the role of Vice President of Sales for CFF in 2018. Jim pulls from years of industry insight and experience to direct an ever-growing CFF sales department, driving sales of $150M+ annually.

Mr. Munkittrick sets the department’s strategic plans, manages his team, forges relationships with strategic corporate partners, supports clients, and continuously improves the sales lifecycle. As VP of Sales, Jim demonstrates a relentless spirit for developing new business through excellent client service for the company.

Fun Fact: Jim graduated from Texas Tech with a B.S. in Finance. He is the proud father of three beautiful children and resides in Dallas/Ft. Worth. Jim has traveled to 5 different continents and lived in 3.


Richard Sherrane


A veteran in finance department, Mr. Sherrane has delivered accounting excellence for decades. He has held responsibilities as Controller, VP and CFO for 26 years and provided auto loan financing for 3+ years. Bringing a wealth of knowledge, Richard has stewarded the finances of CFF since 2017.

Mr. Sherrane’s vision for the financial success of CFF is to maximize returns on financial assets by establishing financial policies, procedures, controls, and reporting systems.

Fun Fact: He earned an MBA from Nichols College and a B.S. in Finance degree from the NY Institute of Technology. Richard resides in the Dallas/Ft. Worth area and enjoys restoring classic automobiles.


Troy Lott 

Director of Marketing

Mr. Lott is an award-winning, seasoned Marketing and Advertising expert with over 22 years of experience driving growth and bottom-line results. Troy has a long track-record of success for a broad range of small to mid-sized business clients.

Troy is pursuing his Masters in Data Analytics and holds certifications in Digital Marketing Analytics from MIT, Digital Marketing Strategy from SMU, and Digital Analytics from SMU. Mr. Lott has been spearheading the marketing department of CFF since 2019. He serves on the board of the AAF-Dallas Education Foundation and is a Past-President of AAF-Dallas.

Fun Fact: Troy enjoys running and biking the trails of the greater Dallas/Ft. Worth area with his beautiful wife of 29 years. The couple have two grown children and one grandchild.


John Robinson IV

Sales Manager

John has 8 years of Management experience working in the equipment industry, auto sales, oil & gas, and business supplies. His other professional accomplishments include launching a startup Oil & Gas Service company in West Texas, and earning his Real Estate License .

Fun Fact: John enjoys playing basketball and says he really wants to take a SpaceX flight into outer space!



Tim’s Credit Application

Tim Bazor

Vice President

Tim has been a tow truck loan consultant with CFF for 18+ years.

Mr. Bazor attended college at Utah Valley University.

Fun Fact: Tim has been happily married for 16 years and has two girls. He enjoys trail running and has completed a 50m, two 50ks as well as numerous 37k and 25k runs. Tim also runs a non-profit organization called


Andray’s Credit Application

Andray Downs

Vice President

Andray has 10+ years experience as an equipment financing expert, 7 of those years as National Sales Manager. He specializes in trucking and towing.

Mr. Downs has a B.A. in Managerial Studies, Political Science & Economics from Rice University – where he was also team captain of the football team in 2006.

Fun Fact: Andray is happily married and a proud father.


Nick’s Credit Application

Nick Dipaolo

Account Manager

Nick has 10 years experience in the finance industry, three of those years at Countrywide.

Nick has a dual bachelor of arts degree in English and Philosophy from UNT – “Go Mean Green!”

Fun Fact: He has been happily married for 10 years, has a library of around 1,000 books, loves dogs, traveling and movies.


Taylor’s Credit Application

Taylor Girdley

National Sales Manager

Taylor has 10 years experience in the construction industry and 6 in the finance industry. He’s been a long-time entrepreneur who draws on those experiences to assist customers in growing their businesses.

Fun Fact: Taylor is the proud father of 2 kids. He’s an avid outdoorsman, cyclist, and reader.


Sean’s Credit Application

Sean Loftice

Vice President

Sean has 15 years of experience in equipment financing and has risen through the ranks to the VP position.

Fun Fact: Sean is the proud father of a son and a daughter. He’s also a big college football fan.


Patrick’s Credit Application

Patrick Robinson

Vice President

Patrick has 14+ years of customer service and 9 years of finance experience. He has won several awards in his rise to the VP position in CFF.

Fun Fact: Patrick is the proud father of 4 beautiful girls and loves the New Orleans Saints – “Go Saints!”


Jorge’s Credit Application

Jorge Camacho

Account Manager

Jorge has been a new and used commercial truck sales professional for over four years and has specialized in equipment financing. Trucking runs in Jorge’s blood with two generations of family thriving in the business.

Mr. Camacho attended Richland College where he earned a B.S. in Business Administration. He was born in Alaska before settling in Dallas. Jorge is bilingual, speaking Spanish fluently.

Fun Fact: He’s an avid soccer fan and enjoys traveling – having visited 12+ countries.


Ricardo’s Credit Application

Ricardo Dorantes

National Sales Manager

Ricardo has been a financial professional for two years.

He holds a bachelor of science degree in Marketing from Huston – Tillotson University and won a Steadfast Determination Award in 2019.

Fun Fact: Ricardo loves playing soccer with his sons.


Jeff’s Credit Application

Jeff Williams

Vice President

Jeff has 20+ years of experience in the financing industry and has been recognized as ‘Finance Manager of the Year’ twice.

Jeff has had leadership training, been to F & I School, and Jim Russel’s Driving School in Quebec, Canada.

Fun Fact: Jeff is a proud father of 3 children. He loves golf, bbq, and crawfish boils.