Car Carrier & Tow Truck Fleets

Car Carriers & Tow Truck Fleet Financing

Credit Approved in Just 2 Hours and Funds in Just 24 Hours

CFF actually began 25 years ago by financing commercial fleet vehicles, including repo tow trucks, rollback tow trucks, car haulers and more.

That’s why today, we’re the number one light/medium duty fleet financing company in America with the most rigorous training program for our expert, industry-leading loan consultants.

That means you enjoy credit approval in as little as 2 hours, loan or lease funds delivered in as little as 24 hours, zero-money-down options, and the most flexible terms in the industry. With all this white-glove service, it’s a no-brainer to see why more people choose Commercial Fleet Financing over the slow and cumbersome big banks and credit unions.

The CFF Process is Easy as 1-2-3!

Step 1

Find a suitable truck from almost any truck dealers’ inventory, private-party seller, or auction purchase.

Step 2

Provide a bill of sale or invoice.

Step 3

Then fill out a 1-page credit application.

Choose Your Financing

Loan Financing
Lease Financing
image of the front cover of the 10 FAQs for fleet owners ebook

Download – 10 FAQs FOR FLEET OWNERS

The experts at CFF answer the most commonly asked questions about financing, including refinancing, which is better loan or lease, and how credit is measured for a company.

Light / Medium Duty Fleet Brands We Finance Include

High-Growth Industry

Experts in a wide array of industries utilize light and medium duty vehicles on a daily basis to get things done. Welders, Contractors, HVAC Technicians and a lot of other professionals need financing for the specialized vehicles needed to serve customers and make life better for people.

As your needs for light and medium duty vehicles have evolved, CFF has been here for you. In fact, CFF started 25 years ago by providing financing for fleet vehicles. And while we’ve helped build great businesses build fleets of trucks all across our country, we can humbly say we’ve done it just one way… one truck at a time.

We Finance America One Truck At A Time®

CFF Specializes in Financing New and Used

  • Wheel Lift Tow Trucks
  • Flatbed Tow Trucks
  • Integrated Tow Trucks
  • Rotator Tow Trucks
  • Hook and cHAIN tOW TRUCKS
  • wRECKERS and more
cff-medium-duty-cold

Calculate Your Payments Today!

Just fill out the fields in the Payment Calculator including Amount to Finance, use Vocational Trucks as the Industry, choose your Credit Score, plus your Down Payment and Terms, then hit submit. An estimated monthly payment will pop up on the page.

Make simple adjustments to the Down Payment amount and Terms to get the payment where you want it. Good Luck!

Calculate Your Payments Today!

Just fill out the fields in the Payment Calculator including Amount to Finance, use Vocational Trucks as the Industry, choose your Credit Score, plus your Down Payment and Terms, then hit submit. An estimated monthly payment will pop up on the page.

Make simple adjustments to the Down Payment amount and Terms to get the payment where you want it. Good Luck!

Payment Calculator
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Payment Calculator
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The CFF Advantage is Clear

Low Rates

Get the best rates in the market based on credit, years in business, and other factors. Our rates compete with banks and credit unions – our process is faster!

Flexible Terms

Our terms are famously flexible and we offer many special offers and incentives on different vehicle purchases.

No Hidden Fees

You don’t have to worry about ‘banker language’ used to hide additional fees with CFF. Our programs are simple, you’ll know exactly what you’re getting with our customer-first approach.

Simple 1-Page Application

Fill out our simple 1-page form, provide a bill of sale, and you’ll be on your way to financing in as little as 24 hours!

Credit Consideration

While we look at credit, don’t be deterred if you don’t have excellent credit because we have options.

White Glove Service

Once you complete the quick application on this page, we take it from there and do all the heavy lifting to get you cash-in-hand in as little as 24 hours!

Testimonials

5 Star Rating

Jeff and Elaina made the application process smooth and easy. In fact, it was all done on my phone until I had to send some supporting documents. Both Jeff and Elaina were quick to respond to any questions I had and were just super easy to deal with!

5 Star Rating

Mike P., Trucking

Rafael Palacios went above and beyond for my company and got me financed for 3 semis! He worked his magic and got me approved with very little money out of pocket with a ridiculously low-interest-rate!!

5 Star Rating.

James J, Trucking

I cannot say enough about the service I received from Kindra Bierly at CCF. She is very personable, timely, great at returning phone calls, and is on top of everything. You as a customer are her top priority. 

5 Star Rating.

Pam K., Trucking

We have been working with Tim and this company for several years now, I can’t remember quite how we stumbled upon them, but we are very thankful that we did. They have great customer service, very friendly staff, and go above and beyond to meet their customer’s needs. We have been nothing but satisfied with our experience.

5 Star Rating.

Melissa D., Trucking

CFF-TV: CFF-UNIVERSITY

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FAQs

What credit score is needed to buy light / medium duty fleet vehicles?

At Commercial Fleet Financing, our typical client has a personal credit score of 640 or higher. With credit scores below 640, additional information will be required to review and potentially approve your credit application or refer you to our FRESH START EQUIPMENT FINANCE division.

You insure your equipment against loss including property and casualty coverage, and liability. Most clients simply add their new or replacement equipment to their existing policy.

In most states, because you are financing your equipment vs. leasing it, you are responsible for the taxes. Tax rates vary by county and state.

Since most of our transactions are loans and NOT leases, you are the registered owner of the equipment and the title is sent to you after the last payment is made. If you have chosen to lease your truck, trailer or equipment, you will have a defined buyout option.

Your choice. At CFF, we will recommend various options that fit your budget and cash flow needs.  While most of our contracts are written for 36, 48, or 60 months, we can go out as long as 108 months depending upon the type of equipment.

Most of our transactions are approved with a simple one page credit application.  From time to time, we will request additional business information such as bank statements and/or tax returns.  In addition to your credit history, we like to review the buyers order of the equipment you are purchasing to make sure it has a clean title and in good working order.

Complete The Application to Get Approved Now!

Or reach out to us directly 469-281-2962

Complete The Application to Get Approved Now!

Or reach out to us directly 469-281-2962