Excavator Financing

Are You Looking to Buy an Excavator and Need Financing? We Are The Number One Independently Owned Transportation Equipment Finance Company in the United States. Contact Us To Help Grow Your Fleet!

Get the Equipment You Need to Grow Your Business

It doesn’t matter if you’re adding to your fleet or replacing aging equipment, securing the right excavator for construction, landscaping, demolition, utility work, and other tasks that are at the core of your business can make a significant impact on your operations.

That’s where Commercial Fleet Financing (CFF) comes in. We’ve been helping businesses just like yours secure heavy equipment and commercial vehicle financing since 1995. We understand the unique demands of your business and the industry you serve. Our excavator financing options offer fast approvals, low financing options, competitive rates, and flexible terms, making it easy for your business to stay ahead of the competition and grow to meet demand.

With CFF, you get more than just financing—you get a partner who knows the equipment you need and the best ways to get essential machinery into action quickly and affordably.

How Can I Finance an Excavator?

At Commercial Fleet Financing, we make the financing process straightforward and hassle-free. Our goal is to help businesses acquire the equipment they need while maintaining financial stability. We do that by offering flexible terms, fast approvals, and dedicated support, providing a financing experience designed to meet the demands of construction, excavation, and heavy equipment businesses.

Your first step in adding a new excavator to or upgrading your fleet is to assess your specific equipment needs. Excavators come in a variety of sizes and configurations, each suited to different types of work. A mini excavator is ideal for tight urban spaces and smaller projects, while standard and heavy-duty models are better suited for large-scale construction, demolition, and earthmoving. The models you choose should align with the demands of your business and maximize efficiency on the job site, while also fitting within your budget.

After determining your needs, it’s time to search for a financing partner that understands heavy equipment. Commercial Fleet Financing ensures you’ll get competitive rates, flexible terms, and a fast, smooth approval process. With 30 years of industry experience working with companies like yours, we know how to tailor financing solutions to your unique situation, making it easier to secure funding without unnecessary delays.

Our streamlined application process makes it as simple and efficient as possible to get approved for financing. Just submit the necessary details and in many cases, you can get a pre-approval within 24 hours. Once you’re approved, it’s time to choose an excavator. We can work directly with sellers to finalize your transaction, ensuring a seamless process that gets your equipment into operation as soon as possible.

When you have your newly acquired excavator in service, just make your payments, fulfill your loan or lease terms, and get the most return on your investment you can with new projects, services, and capabilities.

What Kinds of Excavators Do We Finance?

Commercial Fleet Financing offers financing solutions for a wide range of excavators, ensuring that you can get the right new or used equipment you need for your operations. It doesn’t matter if you’re in construction, landscaping, demolition, or utility work, we can help you get compact excavator models for tight job sites or a heavy-duty machine for large-scale projects or for whatever projects you have in the pipeline.

Mini Excavators and Compact Excavators

Mini excavators are perfect for businesses handling residential and commercial site work, offering excellent maneuverability in tight spaces such as urban construction sites, landscaping projects, and utility installations. Their fuel efficiency and ease of transport make them a practical choice for companies aiming to maximize productivity while keeping operating costs low. CFF provides financing options that make it easier for businesses to acquire mini excavators without significant upfront expenses.

excavator financing

Standard Excavators

Standard excavators strike the ideal balance between power and versatility, making them essential for projects involving trenching, grading, and material handling. Their range of sizes and configurations allows businesses to select a model that best suits their workload, ensuring efficiency across multiple job sites. CFF offers flexible financing solutions to help businesses invest in the right excavator without straining their capital.

Large Excavators

Heavy-duty excavators are built for demanding applications, including large-scale excavation, demolition, and infrastructure projects. Their high lifting capacity and deep digging capabilities make them indispensable for construction firms handling extensive earthmoving tasks. With CFF’s financing solutions, businesses can expand their capabilities and take on larger projects without a heavy financial burden.

Long-Reach Excavators

Long-reach excavators are designed for specialized applications such as dredging, deep trenching, and excavation in areas with restricted access. Their extended arms and booms enable operators to work efficiently from a safe distance, making them ideal for projects near water bodies or hazardous sites. CFF can help you secure financing for long-reach excavators that can enable your business to take on specialized jobs without a significant upfront investment.

Wheeled Excavators

Wheeled excavators provide greater mobility than tracked models, making them an excellent choice for urban job sites, road construction, and utility work. Their ability to move quickly between locations without additional transport equipment enhances efficiency and reduces downtime. CFF offers financing options that allow businesses to add wheeled excavators to their fleet, improving operational flexibility and productivity.

Why Choose Commercial Fleet Financing for Excavator Financing?

When it comes to financing excavators, working with the right lender makes all the difference. Commercial Fleet Financing has been helping businesses acquire commercial vehicles and equipment since 1995, making us one of the most experienced and trusted lenders in the industry. Our deep understanding of construction, excavation, and heavy equipment financing ensures that you get the best possible financing solution tailored to your business needs.

Fast and Simple Approval Process

We know that time is money in the construction industry. That’s why we’ve streamlined our application and approval process to get you financed quickly. Our online application takes just minutes to complete, and most approvals happen within 24 hours. Unlike banks that require extensive paperwork and slow approvals, we move fast so you can acquire your excavator and put it to work as soon as possible.

Competitive Rates and Flexible Terms

Excavators are a significant investment, and we want to ensure your financing terms work for your budget. We offer some of the most competitive interest rates in the industry along with flexible repayment terms that help you manage cash flow efficiently. Whether you prefer a short-term lease with lower payments or a long-term loan that builds equity, we can structure financing solutions that align with your business goals.

Expertise in Heavy Equipment Financing

Financing construction equipment isn’t the same as financing a standard commercial vehicle. Many lenders don’t understand the resale value, depreciation, and usage requirements of excavators, which can result in financing that doesn’t truly support your business. At Commercial Fleet Financing, we specialize in heavy equipment financing, meaning we know exactly how to structure loans and leases to maximize your purchasing power while keeping costs manageable.

New and Used Equipment Financing

Not all businesses need a brand-new excavator—sometimes, a high-quality used machine is the better investment. Unlike many financing companies that only approve loans for new equipment, we finance both new and used excavators from a local dealer, nationwide equipment distributors, and private sellers. With this flexibility, you can shop around for the best equipment at the best price, knowing that we’ll provide the financing to back your decision.

Dedicated Customer Support

Unlike traditional lenders that treat you as just another application, we prioritize long-term relationships with our customers. Our team of experienced excavator financing specialists is available to walk you through every step of the process, answer your questions, and ensure you get the right financing terms for your needs. We’re committed to being a trusted financing partner, providing guidance long after your loan or lease is approved.

Get Started With A Trusted Partner Dedicated to Your Business Growth

For 30 years, Commercial Fleet Financing has helped businesses across the country secure the right equipment at the right financing terms. We are dedicated to helping companies grow, improve their fleets, and stay competitive without unnecessary financial strain.

When you choose Commercial Fleet Financing, you’re choosing a lender that understands your industry, moves quickly to get you the funding you need, and offers financing solutions designed for real business success.