Landscapers have very specific needs when it comes to commercial vehicles. You need to carry a lot of equipment to every site, and also transport materials that might range from stone or live sod to young trees.
Box trucks are often your best option, but you can’t always use the standard trucks that are used by moving companies. However, specialist trucks might also be too expensive for you to afford up front, and convincing your bank of the need can be a major headache.
Many general lenders don’t understand the landscaping industry. They don’t know why you need what you need or why it might be more expensive than a “standard” truck. Some large trucks can cost well into six figures, making even the down payment a challenge…and lenders tend to charge a higher down payment when less familiar with your industry. Even with a good credit score, you might get less favorable terms with traditional lenders.
Commercial Fleet Financing has the financing solutions you need to start your landscaping business, expand your fleet, or upgrade to more specialized equipment. We have been providing financing solutions for the commercial trucking industry for years and have the specialized experience you need to keep your business growing.
We finance all types of landscaping box trucks for all of your diverse needs, including customized options to meet your precise business goals.
The most common option for newer businesses, standard landscaping trucks are enclosed box trucks which may include shelves, tool racks, ramps, or side doors. Ramps are a feature particularly important to landscapers, who commonly need to transport wheeled equipment.
We can help you purchase or upgrade landscaping trucks so your team can get themselves and all of their equipment where they are going.
A dump truck is a more specialized vehicle. The cargo area can be tilted for easy unloading using a hydraulic lift. These trucks are most often used to transport materials such as soil and mulch, but can also be used to remove debris, such as an old retaining wall you’re replacing.
Besides landscaping, dump trucks are commonly used in the construction and waste management sectors. They are often expensive, but Commercial Fleet Financing has the flexible solutions you need to finance a landscaping dump truck.
Utility landscaping trucks are designed for situations where you might need to transport smaller amounts of bulk materials, tools, and equipment in one trip. They have a combination of enclosed and open storage areas. Some have a small amount of dumping capability. These complicated vehicles are extremely expensive. Let us provide you with funding options with competitive rates.
If you move heavy-wheeled equipment such as ride-on mowers, you may need a truck with a more integrated, heavy-duty ramp than most trucks have. These box trucks typically have shelves and tool racks and many have lighting inside the box so you can also use them as a workshop. If you need this kind of truck, contact Commercial Fleet Financing for the right financing solution for you.
If you need financing for a landscaping box truck, Commercial Fleet Financing can help. We have years of industry experience and know and understand what you need to start or expand your fleet.
Just follow our simple process:
We don’t just approve the loan and then sit there collecting the money—we have dedicated people always ready to assist you.
For some businesses, leasing your truck is a better option than a loan. Here’s some information to help you make that important choice.
The key differences really boil down to ownership, upfront costs, and long-term benefits.
The primary benefit of a loan is ownership. Once you’ve paid off the truck, it’s yours to keep as long as you want, further upgrade or customize, use as collateral, etc. With a lease, you have to return the truck at the end of the term, in good condition.
The primary benefit of a lease is lower upfront costs. You don’t have to pay a large down payment, but only a security deposit or advance payment. This is particularly valuable for businesses with a short business credit history or if you need a very expensive, specialist truck.
Loans also have long-term benefits. The initial investment is higher, but you can both benefit from appreciation and deduct depreciation. Leases don’t give you that or any equity, even though they tend to be cheaper.
Banks and commercial lenders can give you financing options. However, they typically aren’t as familiar with the landscaping industry or floating loans for specialist equipment. Choose Commercial Fleet Financing for your landscaping box truck financing and experience the following benefits:
By letting us handle your financing process, you can get back to focusing on what matters most – running your business.
If you’re starting a landscaping business, expanding your fleet, or updating to a more specialized truck, you need Commercial Fleet Financing. Contact us today for a personalized quote and easy pre-approval.
