Semi Trucks

Best Semi Truck Fleet Financing

Fast Credit Approvals and Funds in as little as 24 Hours

CFF loan consultants undergo rigorous training and are America’s leading experts in semi truck financing, with the fastest and easiest process in the industry.

With credit approval in as little as 2 hours, loan and lease funds in as little as 24 hours, zero-money-down, and the most flexible terms in the industry, it’s no wonder why more fleet owners partner with Commercial Fleet Financing to grow their business.

While we’ve helped great businesses build fleets of trucks all across our great country over the past 25 years, we can humbly say we’ve done it just one way… one truck at a time. At CFF, We Finance America One Truck At A Time®


The CFF Process is Easy as 1-2-3!

Step 1

Fill out a simple 1-page application and provide a bill of sale.

Step 2

Get approved in as little as 2 hours and we’ll give you a call for next steps.

Step 3

Get financing in hand in as little as 24 hours!

Choose Your Financing

Truck Loan Financing
Truck Lease Financing


We will take a detailed look into the funding process, including equipment we finance, pre-approvals, and discussing terms and loan amounts.

Semi Truck Brands We Finance

Service includes financing tractor-trailers, big rigs, day cab tractors, pumper trucks, boom trucks, or cab chassis.

CFF is proud of our long history of providing excellent financing for semi trucks and trailers. Our team does as much as we can to help growing semi-truck companies succeed in the freight industry. By offering low payment loan and lease options, plus a seasoned and dedicated loan consultant, you can rest assured that you’re getting the best deal available.

At CFF, we know the trucking industry is the backbone of the American economy. Without semi- trucks, the American lifestyle we all enjoy would come to a grinding halt. It’s safe to say that truckers drive the American lifestyle we know and love. This is why delivering financial services that are fast, easy and convenient drives us.

While we’ve helped great businesses build fleets of semis all across our great country over the past 25 years, we can humbly say we’ve done it just one way… one truck at a time. We Finance America One Truck At A Time®


The CFF Advantage is Clear


5 Star Rating

Low down payment, fast approval, decent interest rates.
5 Star Rating

A. Gagic, Trucking

My sales rep was very knowledgeable and on top of things throughout the process. So, we did 2 deals and both went very smoothly with no issues, because he was straight forward and easy to work with.
5 Star Rating.

M. Williams, Trucking

My loan consultant was very professional and I felt really good after taking with him that CFF was a company I wanted to do business with.
5 Star Rating.

T. Godish, Trucking

I have purchased several automobiles in the past and will purchase lots more, by far this has been the best experience thus far. I have already referred a few clients to CFF and will continue to do so.
5 Star Rating.

D. Morgan


At Commercial Fleet Financing, our typical client has a personal credit score of 640 or higher. With credit scores below 640, additional information will be required to review and potentially approve your credit application or refer you to our FRESH START EQUIPMENT FINANCE division.

You insure your equipment against loss including property and casualty coverage, and liability. Most clients simply add their new or replacement equipment to their existing policy.

In most states, because you are financing your equipment vs. leasing it, you are responsible for the taxes. Tax rates vary by county and state.

Since most of our transactions are loans and NOT leases, you are the registered owner of the equipment and the title is sent to you after the last payment is made. If you have chosen to lease your truck, trailer or equipment, you will have a defined buyout option.

Your choice. At CFF, we will recommend various options that fit your budget and cash flow needs.  While most of our contracts are written for 36, 48, or 60 months, we can go out as long as 108 months depending upon the type of equipment.

Most of our transactions are approved with a simple one page credit application.  From time to time, we will request additional business information such as bank statements and/or tax returns.  In addition to your credit history, we like to review the buyers order of the equipment you are purchasing to make sure it has a clean title and in good working order.


The experts at CFF answer the most commonly asked questions about financing, including refinancing, which is better loan or lease, and how credit is measured for a company.