Construction Equipment

Construction Equipment Financing

Credit Approved in Just 2 Hours and Funds in Just 24 Hours

The CFF team of loan consultants are industry leaders in construction equipment financing because we’re the best trained team in the industry. That’s why the financing process is so quick & easy.

With credit approval in as little as 2 hours, loan and lease funds delivered in as little as 24 hours, zero-money-down options, and the most flexible terms in the industry, it’s easy to see why more people choose Commercial Fleet Financing over the slow and cumbersome big banks and credit unions.

GET FINANCING NOW

The CFF Process is Easy as 1-2-3!

Step 1

Fill out a simple 1-page application and provide a bill of sale.

Step 2

Get approved in as little as 2 hours and we’ll give you a call for next steps.

Step 3

Get financing in hand in as little as 24 hours!

Choose Your Financing

Equipmet Loan Financing
Equipment Lease Financing

CFF Specializes in Financing Used Equipment

Construction Equipment

  • Dump Trucks
  • Excavators
  • Dozers
  • Cranes and more!

Concrete Pumpers and Mixers

  • Mixer Trucks
  • Concrete Pump Trucks
  • Concrete Plants
  • Front End Loaders
  • Paving Machines and more!

CFF Specializes in Financing Used Equipment

Construction Equipment

DUMP TRUCKS

EXCAVATORS

DOZERS

CRANES AND MORE!

Concrete Pumpers and Mixers

MIXER TRUCKS

CONCRETE PUMP TRUCKS

CONCRETE PLANTS

FRONT END LOADERS

PAVING MACHINES AND MORE!

Construction Equipment Brands We Finance

Bright Future

America continues to grow and develop faster each day. The construction industry has always been there, paving new roads of civilization, erecting monuments of our culture, and building structures for our commerce, leisure and personal lives.

You’ve been there for us and CFF has been here for you – providing the best construction equipment financing in America for over two decades. While we’ve helped great construction companies build their fleets all across our country, we can humble say we’ve done it just one way over the past 25 years… one truck and one piece of equipment at a time.

We Finance America One Truck At A Time®

FAST, SECURE CREDIT APPLICATION

The CFF Advantage is Clear

Low Rates

Get the best rates in the market based on credit, years in business, and other factors. Our rates compete with banks and credit unions – our process is faster!

Flexible Terms

Our terms are famously flexible and we offer many special offers and incentives on different vehicle purchases.

No Hidden Fees

You don’t have to worry about ‘banker language’ used to hide additional fees with CFF. Our programs are simple, you’ll know exactly what you’re getting with our customer-first approach.

Simple 1-Page Application

Fill out our simple 1-page form, provide a bill of sale, and you’ll be on your way to financing in as little as 24 hours!

Credit Consideration

While we look at credit, don’t be deterred if you don’t have excellent credit because we have options.

White Glove Service

Once you complete the quick application on this page, we take it from there and do all the heavy lifting to get you cash-in-hand in as little as 24 hours!

Testimonials

5 Star Rating

Kindra did me right! She’s a great asset to your team!
5 Star Rating

R Szewczyk, Contract Trucker

Kindra Bierly worked with us until we found a truck that met our expectations and budget.
5 Star Rating.

V Salvucci, V Salvucci.

The loan approvals were very fast and quick to receive our loan docs & loans were funded in a timely matter. Our Sales Rep was there for us if & when we had any questions regarding our loans and he was awesome to work with & we appreciate him very much!!
5 Star Rating.

T. Godish, Trucking

Even thought we were a new company with only a year or so of credit history, I believe Kindra went above and beyond to get me fair financing. If she goes I follow!
5 Star Rating.

J Jones

FAQs

What credit score is needed to buy construction equipment?

At Commercial Fleet Financing, our typical client has a personal credit score of 640 or higher. With credit scores below 640, additional information will be required to review and potentially approve your credit application or refer you to our FRESH START EQUIPMENT FINANCE division.

You insure your equipment against loss including property and casualty coverage, and liability. Most clients simply add their new or replacement equipment to their existing policy.

In most states, because you are financing your equipment vs. leasing it, you are responsible for the taxes. Tax rates vary by county and state.

Since most of our transactions are loans and NOT leases, you are the registered owner of the equipment and the title is sent to you after the last payment is made. If you have chosen to lease your truck, trailer or equipment, you will have a defined buyout option.

Your choice. At CFF, we will recommend various options that fit your budget and cash flow needs.  While most of our contracts are written for 36, 48, or 60 months, we can go out as long as 108 months depending upon the type of equipment.

Most of our transactions are approved with a simple one page credit application.  From time to time, we will request additional business information such as bank statements and/or tax returns.  In addition to your credit history, we like to review the buyers order of the equipment you are purchasing to make sure it has a clean title and in good working order.

Download – 10 FAQs FOR FLEET OWNERS

The experts at CFF answer the most commonly asked questions about financing, including refinancing, which is better loan or lease, and how credit is measured for a company.