Box Trucks

Top Box Truck Finance Company

Credit Approved in Just 2 Hours and Funds in Just 24 Hours

CFF loan consultants are the most rigorously trained box truck financing experts in the U.S., which means you get the fastest, easiest and best quality financing deal and service you can trust.

With credit approval in as little as 2 hours, loan and lease funds delivered in as little as 24 hours, zero-money-down options, and the most flexible terms in the industry, it’s easy to see why more fleet owners choose Commercial Fleet Financing over the slow and cumbersome big banks and credit unions.

We have flexible options on box truck financing for fleet owner, small moving companies, large agents for nationwide van lines, and other business owners looking to finance a new or used box truck.

The CFF Process is Easy as 1-2-3!

Step 1

Fill out a simple 1-page application and provide a bill of sale.

Step 2

Get approved in as little as 2 hours and we’ll give you a call for next steps.

Step 3

Get financing in hand in as little as 24 hours!

Choose Your Financing

Box Truck Loan Financing
Box Truck Lease Financing

Box Truck Brands We Finance

We finance class 3 through class 6 cargo vans, sprinter vans, transit vans, delivery vans, last-mile, and distribution vehicles – new, used and even auctioned!

Burgeoning Opportunity

Box trucks are hands down one of the most versatile and demanded commercial vehicles on the road. Landscapers, moving companies, last-mile delivery drivers, refrigerated delivery, engineering and catering companies are just some of the industries that drive demand for these trucks.

As the demand for box trucks continues to grow, the CFF team is always here making it possible for businesses to secure the equipment they need. So, while we’ve helped great businesses build fleets of box trucks all across our country, we can humbly say we’ve done it just one way over the past 25 years… one truck at a time.

We Finance America One Truck At A Time®


The CFF Advantage is Clear


5 Star Rating

Time IS money. My bank wants to take 30 days to decide anything. Quick response from Kindra! Plus, your fees are MUCH better.
5 Star Rating

R. Dobyns, Propane

“I had the pleasure to work with James Wilson. I would recommend him to everyone I know. He went above and beyond to stay in contact to keep me informed in the process of getting my loan. I will use him again on my next loan!
5 Star Rating.

Ronnie Beebe

My company, Secured Network Solutions, Inc. has purchased two vehicles recently using CFF. Our loan officer, Kindra Bierly was the greatest to deal with during these purchases. She was always on top of everything and extremely knowledgeable, helpful and personable, yet professional. She made the experience a complete delight. Thank you Kindra and I look forward to working with you again in the future!
5 Star Rating.

Marsha Walker


At Commercial Fleet Financing, our typical client has a personal credit score of 640 or higher. With credit scores below 640, additional information will be required to review and potentially approve your credit application or refer you to our FRESH START EQUIPMENT FINANCE division.

You insure your equipment against loss including property and casualty coverage, and liability. Most clients simply add their new or replacement equipment to their existing policy.

In most states, because you are financing your equipment vs. leasing it, you are responsible for the taxes. Tax rates vary by county and state.

Since most of our transactions are loans and NOT leases, you are the registered owner of the equipment and the title is sent to you after the last payment is made. If you have chosen to lease your truck, trailer or equipment, you will have a defined buyout option.

Your choice. At CFF, we will recommend various options that fit your budget and cash flow needs.  While most of our contracts are written for 36, 48, or 60 months, we can go out as long as 108 months depending upon the type of equipment.

Most of our transactions are approved with a simple one page credit application.  From time to time, we will request additional business information such as bank statements and/or tax returns.  In addition to your credit history, we like to review the buyers order of the equipment you are purchasing to make sure it has a clean title and in good working order.


The experts at CFF answer the most commonly asked questions about financing, including refinancing, which is better loan or lease, and how credit is measured for a company.