Private-Party Sellers

Financing for Private-Party Sellers

Get Credit Approval in 2 Hours and Funds in 24 Hours

Don’t let your banker tell you that you can’t buy the equipment you want!

CFF provides financing that allows you to purchase semi-trucks & trailers, tow trucks, box trucks, light / medium duty equipment and construction equipment equipment from:

  • Friends
  • Family members
  • Competitors
  • Internet listings
  • And more

You may secure a loan of lease, depending on the equipment, with CFF and enjoy fast credit approvals in as little as 2 hours, funds in as little as 24 hours, zero-money-down leasing, and the most flexible terms in the industry.

With all this white-glove service, it’s a no-brainer to see why more people choose Commercial Fleet Financing over the slow and cumbersome big banks and credit unions.

GET FINANCING NOW

The CFF Process is 5 Easy Steps!

CFF will help you buy equipment from a private party quickly and smoothly in a few easy steps:

Step 1

Our expert loan consultant communicates with the seller.

Step 2

We will request a copy of the title from the seller and do a lien search to determine if the equipment is owned free and clear or if it has a lien.

Step 3

CFF will pay the lien holder directly to clear the lien and then pay any equity directly to the seller.

Step 4

CFF will order the inspection of the equipment to make sure the equipment information is correct and in good working order.

Step 5

CFF will handle all of the title work to make sure the title is transferred into your name.

This entire process can be handled in 24 to 48 hours!

How Much Are You Looking to Finance?

We Get It

Time is money! That means you can’t afford to wait around for days or weeks for a loan to come through. When you apply for funds most banks and credit unions make you jump through hoops and provide unnecessary documents. On the other hand, our process is painless and blazing-fast!

You’ll be on the road with your new equipment in as little as 24 hours when you choose CFF.

The CFF Advantage is Clear

Low Rates

Get the best rates in the market based on credit, years in business, and other factors. Our rates compete with banks and credit unions – our process is faster!

Flexible Terms

Our terms are famously flexible and we offer many special offers and incentives on different vehicle purchases.

No Hidden Fees

You don’t have to worry about ‘banker language’ used to hide additional fees with CFF. Our programs are simple, you’ll know exactly what you’re getting with our customer-first approach.

Simple 1-Page Application

Fill out our simple 1-page form, provide a bill of sale, and you’ll be on your way to financing in as little as 24 hours!

Credit Consideration

While we look at credit, don’t be deterred if you don’t have excellent credit because we have options.

White Glove Service

Once you complete the quick application on this page, we take it from there and do all the heavy lifting to get you cash-in-hand in as little as 24 hours!

No Tax Returns

On deals below $150,000.

No Personal Guarantee

Depending on your time in business.

Testimonials

5 Star Rating

Low down payment, fast approval, decent interest rates.

5 Star Rating

A Gagic, Trucking

Jamal was very knowledgeable and on top of things throughout the process. So we did 2 deals and both went very smoothly with no issues. And because Jamal was straight forward and easy to work with.

5 Star Rating

M Williams, Trucking

JD was very professional and I felt really good after taking with him that CFF was a company I wanted to do business with.
5 Star Rating.

T Godish, Trucking

I have purchased several automobiles in the past and will purchase lots more, by far this has been the best experience thus far. I have already referred a few clients to Jamal and will continue to do so.
5 Star Rating.

D Morgan, Trucking

Still Have Questions?

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